Terms and Conditions – livi PayLater Mastercard® Flash Welcome Offer
Promotion
Period
1. This livi PayLater
Mastercard Flash Welcome Offer (Offer) is valid from 1st October 2022
to 31st March 2023, both dates inclusive (Promotion Period).
Who can enjoy
the Offer
2. The Offer is exclusive to
customers of Livi Bank Limited (livi or we) who have successfully applied livi
PayLater facility together with a livi PayLater Mastercard® (Specified Transactions)
during the Promotion Period and who fulfil other conditions set out in these
Terms and Conditions (Eligible Customers).
Who cannot
enjoy the Offer
3. The Offer is not available to the following
customers: a. an existing customer who holds livi PayLater Mastercard; or
b. a customer who had applied and maintained livi
PayLater facility (together with the livi PayLater Mastercard) before the
Promotion Period (whether or not the customer received any other offer from us
previously) ; or
c. a customer who had closed and reopened PayLater
within 365 days of closure (together with the livi PayLater Mastercard) before
the Promotion Period (whether or not the customer received any other offer from
us previously).
What is the
Offer
4. The Offer is 100 HKD cash
reward. We will credit the Offer to Eligible Customer’s liviSave Account within
30 calendar days after the Promotion Period.
Conditions for
enjoying the Offer
5. The Eligible Customer's
liviSave Account and livi PayLater Mastercard must remain valid and in good
standing as decided by livi at the time when the Offer is rewarded to him/her.
Otherwise, the Offer will be cancelled or forfeited without prior notice to the
Eligible Customer. The Eligible Customer should ensure the personal information
registered with livi is valid and up to date.
6. The Eligible Customer can
only enjoy the Offer once during the Promotion Period. There is a limited quota
of 1,000 for the Offer and it is rewarded on a first-come-first-served basis.
Our records on the Specified Transactions (including the date of the Specified
Transactions and the information and documents submitted to us) and our records
on the available Offer quotas are final and conclusive in the absence of
obvious error.
Changing these
Terms and Conditions
7. We reserve the right to vary
these Terms and Conditions at any time. You may check our App and website for
the latest information, availability and terms and conditions of this
promotion.
Other terms
8. The Offer is not
transferable, replaceable or redeemable for properties or other
membership/loyalty points, rewards or privileges.
9. Any fraud or
misrepresentation in obtaining the Offer and/or abuse of the Offer will result
in its cancellation or forfeiture. We reserve the right to cancel or forfeit
the Offer and to recover any costs and loss.
10. We have the right to
suspend, terminate, revise or substitute the granting of the Offer at our
discretion without prior notice.
11. No person other than the
Eligible Customer and us will have any right under the Contracts (Rights of
Third Parties) Ordinance to enforce or enjoy the benefit of any provisions of
these Terms and Conditions.
12. In case of any dispute, our
decision will be final and conclusive.
13. The availability and
enjoyment of the Offer are subject to prevailing regulatory requirements.
14. These Terms and Conditions
are governed by and construed in accordance with the laws of the Hong Kong
Special Administrative Region.
15. The English version of
these Terms and Conditions shall prevail if there is any inconsistency between
the English and the Chinese versions.
Issued by Livi Bank Limited
(Dated: 1st October 2022)
Terms and Conditions – livi PayLater Welcome Offer (New
User Only)
Promotion
Period
1. This
Promotion Period for livi PayLater Welcome Offer (New User Only) (Offer) varies
for different Designated Partners (Designated Partners). For details, please
check livi App/ livi website / Designated Partners’ Platforms (Promotion
Period).
Who can enjoy
the Offer
2. The
Offer is exclusive to customers of Livi Bank Limited (livi or we) who have
successfully completed the transaction below (Specified Transaction) during the
Promotion Period and fulfil other conditions set out in these Terms and
Conditions (Eligible Customers).
3. Specified Transactions means: a. To open a liviSave Account
with livi using the unique invitation code distributed through the specified
platform of the Designated Partner; and
b. to applied
livi PayLater facility together with a livi PayLater Mastercard® (Specified
Card); and
c. To complete a
single transaction for a Specified Transaction Amount (Specified Transaction
Amount) using Specified Card at any merchants within specific promotion period;
and
d. Settle such
transaction by drawing liviPaylater facility with a repayment period of 3
months or above and early settlement is not eligible; and
e. The first
instalment must be made repayments in accordance with repayment dates agreed or
specified by livi.
4. Different Designated
Partner may require different Specified Transaction Amount or impose other
terms and conditions. For details, please check livi App / livi website / Designated
Partners’ platforms
5. For
avoidance of doubts, the above Specified Transaction Amount means the actual
transaction amount after deduction of any other coupon or discount and must be
in HKD, except foreign currency transactions converted into Hong Kong Dollars
at the point of sales via dynamic currency conversion.
Who cannot
enjoy the Offer
6. The Offer is not
available to the following customers: a. an existing customer of livi; or
b. a customer
who had maintained a liviSave Account within 12 months before the date of
application to open the liviSave Account (whether or not the customer received
any
c. a customer who had closed and reopened PayLater within
12 months of closure (together with the livi PayLater Mastercard) before the
Promotion Period (whether or not the customer received any other offer from us
previously); or
d. If the relevant spending is not funded by livi
PayLater facility for whatever reason (for example, if the transaction amount
does not reach the minimum threshold for drawing livi PayLater facility so that
such amount is deducted from liviSave Account); or
e. If the repayment period of the relevant livi PayLater
facility is revoked when the Offer is rewarded.
What is the Offer
7. The
Offer is a cash reward. After successfully completed the Specific Transaction,
we will credit the cash rewards to Eligible Customer’s liviSave Account within
30 calendar days after the first instalment repayment is received.
8. Different
Designated Platforms may offer different cash reward or impose other terms and
conditions. For details, please check livi App / livi website / Designated
Partners’ Platforms.
Conditions for
enjoying the Offer
9. The
Eligible Customer's liviSave Account, Specified Card and the livi Paylater
facility must remain valid and in good standing as decided by livi at the time
when the Offer is rewarded to him/her. Otherwise, the Offer will be cancelled
or forfeited without prior notice to the Eligible Customer. The Eligible
Customer should ensure the personal information registered with livi is valid
and up to date.
10. Each
Eligible Customer can only enjoy the Offer once. This means the Eligible
Customer can only enter 1 (one) invitation code. We may allow each Eligible
Customer to change the invitation code up for 3 (three) times before the
application of liviSave Account has been approved by us, and the last
invitation code entered by the Eligible Customer will prevail. Further, there
is a limited quota for the Offer and it is offered on a first-come-first-served
basis. Our records on the Specified Transaction (including any invitation code,
the date of the application and the information and documents submitted to us)
and Offer quotas are final and conclusive in the absence of obvious error.
11. We
disclaim any liability or responsibility in relation to any dispute, agreement,
arrangement, complaint, representation, etc. as between the Eligible Customer
and the Designated Partner in relation to the Offer.
12. For
the avoidance of doubt, nothing under these Terms and Conditions or the Offer
will deem, imply, render or suggest that the Designated Partner is acting as an
agent or representative of livi or otherwise soliciting business on behalf of
livi.
Changing these
Terms and Conditions
13. We
reserve the right to vary these Terms and Conditions at any time. You may check
our App and website for the latest information, availability and terms and
conditions of this promotion.
Other terms
14. The
Offer is not transferable, replaceable or redeemable for properties or other
membership/loyalty points, rewards or privileges.
15. Any
fraud or misrepresentation in obtaining the Offer and/or abuse of the Offer
will result in its cancellation or forfeiture. We reserve the right to cancel
or forfeit the Offer and to recover any costs and loss.
16. We
have the right to suspend, terminate, revise or substitute the granting of the
Offer at our discretion without prior notice.
17. No
person other than the Eligible Customer and us will have any right under the
Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit
of any provisions of these Terms and Conditions.
18. In
case of any dispute, our decision will be final and conclusive.
19. The
availability and enjoyment of the Offer are subject to prevailing regulatory
requirements.
20. These
Terms and Conditions are governed by and construed in accordance with the laws
of the Hong Kong Special Administrative Region.
21. The
English version of these Terms and Conditions shall prevail if there is any
inconsistency between the English and the Chinese versions.
Issued by Livi Bank Limited (Dated: 1 December 2022)
