HSBC Credit Cards "2023 Red Hot Rewards Of Your Choice" Promotion Terms & Conditions

Shop with your HSBC credit card at J SELECT to enjoy the following offers during the promotion period:

· Cardholder can earn up to 6x RewardCash (1x basic RewardCash plus extra 5x RewardCash from this promotion)

· Cardholder can allocate the extra 5 times RewardCash to your preferred categories

· Dining: All Eligible Transactions at dining outlets in Hong Kong classified as restaurants or dining merchants according to the merchant codes issued by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China UnionPay

· Health and Leisure: Spending at designated cinemas, entertainment, personal and wellness merchants

· Home: Spending at designated supermarkets, home and furniture merchants, electronic appliances merchants and telecom companies

· Lifestyle: Spending at designated department stores, retail chains and travel agencies

· Overseas and Mainland China Spending: All Eligible Transactions made overseas, in mainland China and Macau according to how such country/region is coded by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China UnionPay. Any transactions made in Hong Kong or in Hong Kong Dollars are excluded in this category

Promotion period:

· From 1 January 2023 to 31 December 2023 (both dates inclusive).

Eligible credit cards:

· Any personal primary, combined additional or separate additional credit cards issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (except HSBC Red Credit Card, HSBC EveryMile Credit Card and standalone Private Label cards)

· Offers are applicable to UnionPay Dual Currency Credit Card and USD cardholders only at outlets accepting these cards for payment.

· All business cards, corporate cards and purchasing cards are excluded

Register to participate in this promotion:

· Cardholder requires to register on or before 31 October 2023 via the below channels:

Log in Reward+ app

Or

Fill in registration form on www.hsbc.com.hk/rewards

· Each cardholder requires to register your Eligible Credit Cards once

· Cardholder will start earning extra RewardCash within 3 working days after completing the Registration successfully

· The first HK$100,000 of eligible transactions on the registered category will entitle extra RewardCash

For the full terms and conditions of this promotion, please visit www.hsbc.com.hk/rewards or contact HSBC credit cards hotline 2748 8033 for details.

To borrow or not to borrow? Borrow only if you can repay!